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Cookie Policy

Last updated: March 9, 2026

This Cookie Policy explains how BufferWise uses cookies on our website. We use cookies to improve your browsing experience, understand how you interact with our content, and provide you with a more personalized visit. By using our website, you agree to our use of cookies as described in this policy.

What Are Cookies

Cookies are small text files stored on your device when you visit our website. These files contain information about your browsing activity and preferences.

We use cookies to remember your preferences, track your usage patterns, and enhance your overall experience on our platform. Cookies help us understand which sections of our website are most valuable to you and allow us to tailor our content accordingly. They are essential for basic functionality and help us deliver faster, more personalized service. Your browser can be set to refuse cookies, though this may limit some features of our website.

Types of Cookies We Use

We use several categories of cookies to serve different purposes on our website:

  • Essential Cookies: These are necessary for the website to function properly. They enable basic features like page navigation and access to secure areas of our site.
  • Performance Cookies: We use these to understand how visitors interact with our website, including which pages are visited most often and whether errors occur.
  • Preference Cookies: These cookies remember your choices, such as language preferences and display settings, to personalize your experience on future visits.
  • Analytical Cookies: We use analytics cookies to measure and analyze how users engage with our content, helping us improve our educational resources and services.

How We Use Cookies

Our use of cookies serves multiple important functions on our website:

We use cookies to track your navigation through our emergency fund planning resources and financial education materials. This helps us understand which topics about savings reserves, fixed deposits, and financial stability are most helpful to you. We analyze this information to improve our content and ensure we’re providing the most relevant guidance on three-to-six month reserve calculations and household financial buffer building.

Cookies also enable us to remember your preferences during your visit, such as content preferences and settings. We use performance data to optimize our website’s speed and functionality. Additionally, we employ analytical cookies to understand user demographics and behavior patterns, which helps us refine our educational approach to emergency fund planning in Malaysia.

Managing Your Cookies

You have control over how cookies are used on your device:

  • Browser Settings: Most browsers allow you to control cookies through their settings. You can set your browser to refuse all cookies or alert you when a cookie is being sent.
  • Cookie Preferences: You can adjust your cookie preferences at any time through our website settings, selecting which types of cookies you wish to accept.
  • Third-Party Cookies: If you prefer not to receive third-party cookies, you can disable them through your browser settings or by visiting relevant opt-out pages.
  • Clearing Cookies: You can delete cookies that have already been stored on your device by clearing your browser history and cache regularly.

Please note that disabling certain cookies may affect your ability to access some features of our website or may result in a less personalized experience. We encourage you to keep essential cookies enabled to ensure proper functionality of our financial planning resources and educational content.